It’s never fun to be locked out of your car. Not only must you struggle indefinitely to find your keys, but you must also eventually admit defeat and call a locksmith to assist you. Depending on which locksmith you hire, you could end up paying a lot of money just to have someone come and open your car door for you but that’s not true in the Philly Locksmith’s case. Fortunately, your car insurance policy may cover the cost of the locksmith’s services in many cases. Your auto insurance policy may cover the cost of a locksmith.
Your auto insurance policy may cover a locksmith who provides roadside assistance. A roadside assistance program is the most common way to use your insurance company to get back into your locked car.
Progressive Key Replacement
For example, State Farm’s Emergency Road Service will cover the cost of your locksmith. There is no State Farm locksmith to cover it, but they will reimburse you for the amount you paid if you submit an invoice to them. The benefit of State Farm’s Emergency Road Service package is that filing a claim under this plan will have no effect on your overall premiums. Do progressive cover key replacements in Philadelphia?
Have you locked your keys in the car? GEICO can provide roadside assistance. Progressive Roadside Assistance also covers locked keys in the car. AAA are some other insurance companies that have roadside assistance coverage that will help you if you get locked out. Please contact your insurance company or agent for specific information on what they cover and what they do not cover.
Is a Locksmith Covered By Auto Insurance If You Don’t Have Roadside Assistance
Most locksmiths will charge you between $50 and $100 to open your car door. Of course, this is dependent on the make and model of your vehicle. Older vehicles without electric locking systems can be easily broken into. Newer vehicles with improved security systems will be more difficult. However, you’ll be relieved to know that many insurance companies will cover the cost of the locksmith.
It is critical that you educate yourself on the specifics of your auto insurance policy. To ensure that you are covered for locksmith services, read the fine print of your policy. Because many insurance companies do not inform their policyholders about this coverage, many customers are unaware that they are entitled to it.
If you are locked out of your vehicle, the first thing you should do is contact your auto insurance provider. While many insurance companies will pay for the locksmith, they may have some restrictions on how it is done. Some insurance companies will require a certified locksmith or a locksmith approved by them for coverage. Furthermore, your insurance company will provide you with the contact information of the best locksmith to work with. This saves you the trouble of having to find a locksmith on your own (especially finding a REPUTABLE locksmith). You can be confident that the locksmith your insurance company refers you to will know exactly how to get you back into your vehicle. You can contact any Pennsylvania car key replacement company but Philly is the best one.
If you do not call your auto insurance company before calling the locksmith, make sure you get a detailed invoice of the work that the locksmith does for you. When the work is finished, submit the invoice to your car insurance company to see if they will reimburse you. Locking yourself out of your car is always inconvenient, but as you can see, you do have options. If you do not have a roadside assistance plan, contact your insurance company right away to avoid being stranded in the future. If you cannot afford a roadside assistance plan, check with your insurance agent to see if your current policy covers locksmith costs.
How Much Does Roadside Assistance From Progressive Cost
Progressive roadside assistance can range in price from $15 to $30 per six-month policy term (or $30 to $60 per year). A $30 Progressive plan is roughly the same price as an entry-level AAA plan. AAA Basic (or Classic, depending on your AAA club) is comparable to Progressive’s roadside assistance, but it only covers up to three miles of towing (or five under Classic).
How Does Progressive Roadside Assistance Operate?
At 2 a.m., you’re stranded on the side of the road or highway. You can either call Progressive’s roadside assistance number or begin a roadside claim through your phone’s app. If you contact a provider directly, you may be able to get reimbursed for covered services. You’ll have to wait for the service technician to arrive after you start your request. Progressive works with an affiliate network of providers, so technicians can be found all over the country. According to some customers, Progressive roadside assistance is not known for its speed of execution.
You should expect to wait 45 minutes to an hour for service, according to some customer reviews. Progressive was contacted for comment on these negative customer experiences, but we did not receive a response.